DON’T LET SMALL DAMAGES TO YOU CAR MAKE BIG DAMAGES TO YOUR PLAN

Accidents and incidents can never be predicted, which is why it is important to be insured against most eventualities.

Our insurances

All of our rental vehicles come with Third Party Liability Insurance, Collision Damage Waiver, Super Collision Damage Waiver, Theft Protect and with 150.000 ISK excess/driver liability (Silver Package).

We strongly recommend you add extended coverage to reduce your liability. Take into consideration that Iceland is prone to extreme weather conditions and gravel road which can cause damage to your hire car. Without insurance, you would have to pay for this damage out of your own pocket.

If you are insured through a third party insurance provider, such as a credit card or insurance company, you will first pay Lotus car rental for any damage and then get reimbursed through your insurance provider. Adding the insurance below will lower your deductible to 65.000 ISK (Gold Package) or 0 ISK (Platinum Package).

If you are not prepared to make this decision now, you can always add insurance when you pick up the car. The price is the same whether you book at the counter or online.

We sincerely believe it is in the best interest for our customers to add extended coverage to reduce their liability risk and increase their peace of mind

Insurance Packages

Special Offer Get Free WiFi when you choose the Platinum Package

BASIC BEST VALUE BEST COVER
INSURANCE COVERAGE TYPE SILVER GOLD PLATINUM PT
Third Party Liability Insurance i
YES
YES
YES
Super Collision Damage Waiver i
YES
YES
YES
Theft Protection i
YES
YES
YES
Gravel Protection i
YES
YES
Sand & Ash Protection i
YES
YES
Tire Insurance i
YES
River Crossing Protection i
YES
F-road Insurance i
YES
Damages caused by Animals i
YES
Towing cost - Deductible: 35.000 ISK i
YES
Free Car wifi i
YES
Insurance Deductable 150.000 ISK 65.000 ISK 0.0 ISK
Prices INCLUDED
IN THE PRICE
2.500-3.000 ISK
PER DAY
4.500-5.500 ISK
PER DAY

ABOUT INSURANCE

Third Party Liability Insurance

Third party liability is equivalent to the amount stipulated by Icelandic law at each time. This also applies to the amount of individual driver liability. Third-party coverage and personal accident insurance is included in your rental.

Super Collision Damage Waiver

Super Collision Damage Waiver (CDW): The Collision Damage Waiver covers the body of the vehicle and all collision damages. This insurance also covers the driver and all other passengers of the vehicle for any injuries. This includes emergency treatment, hospital stays, and medical exams, and other expenses you may face.

Theft Protection

Theft protection (TP) covers theft of the rented vehicle. Deductible: 0 ISK

Gravel Protection

Gravel protection (GP) covers damages to the windscreen, headlights, front bumper, mirrors, the hood or any other part of the car when gravel or rocks get thrown on, at or into the vehicle by another car, machine or person. Gravel protection doesn't cover damage to the radiator or the engine. Deductible: 0 ISK

Sand & Ash Protection

No regular car insurance covers damage from ash or sandstorm. The sand and ash protection covers those damages. Deductible: 0 ISK

Tire Insurance

The tire insurance covers the tires and the wheels. Deductible: 0 ISK

River Crossing Protection

This insurance only applies to 4x4 cars. The river crossing insurance covers all water damages, damages to the engine, transmission, radiator. Deductible: 0 ISK

F-road Insurance

The F-road insurance covers damage that may happen when driving on F-roads (highland roads). This insurance also covers damages to the chassis of the vehicle.

Damages caused by Animals

No regular car rental insurance in Iceland covers damages done by animals, e.g. horses or sheep. This insurance covers those damages

Towing cost - Deductible: 35.000 ISK

This insurance covers the towing cost in case of car damage or break downs. The towing cost can often be very expensive (up to 600.000 ISK). If you have this insurance your deductible will be lowered to 35.000 ISK.

Free Car wifi

Special offer! Get FREE wifi when you book the Platinum Insurance