Car Rental Insurance - Lotus Car Rental

Insurance

Our Insurance Plans


Bronze Insurnace Plan (CDW)INCLUDED

Collision Damage Waiver (CDW):

The Collision Damage Waiver covers the body of the vehicle and all collision damages. This insurnace also covers the driver and all other passangers of the vehicle for any injuries. This includes emergency treatment, hospital stays, and medical exams, and other expenses you may face.

Deductible: 360.000 ISK

This insurnace plan does not cover: gravel damages, sand and ash damages, damages to the chassis of the vehicle, damages to tires/wheels, damages to windscreens, theft of the vehicle, damges to lights, water damages, damages to engine, radiator or transmission, towing fee, damages, damages done by animals, intentional damages or damages due to gross negligence on the part of the driver, damages resulting from the driver being under the influence of alcohol, stimulants or sedatives, or in any other way incapable of driving the vehicle in a safe manner.

Silver Insurance Plan (CDW + SCDW + TP) INCLUDED

Silver Collision Damage Waiver (SCDW):

The Silver Collision Damage Waiver (SCDW) is the same insurnace as the CDW but the deductible amount is 150.000 ISK instead of 360.000 ISK.

Deductible: 150.000 ISK

Theft Protection (TP):

Theft protection (TP) covers theft of the rented vehicle.

Deductible: 0 ISK

This insurnace plan does not cover: gravel damages, sand and ash damages, damages to the chassis of the vehicle, damages to tires/wheels, damages to windscreens, damges to lights, water damages, damages to engine, radiator or transmission, towing fee, damages, damages done by animals, intentional damages or damages due to gross negligence on the part of the driver, damages resulting from the driver being under the influence of alcohol, stimulants or sedatives, or in any other way incapable of driving the vehicle in a safe manner.


Gold Insurance Plan (CDW + GCDW + TP + GP + SAP) - RECOMENDED

Gold Collision Damage Waiver (GCDW):

The Gold Collision Damage Waiver (GCDW) is the same insurnace as the CDW but the deductible amount is 65.000 ISK instead of 360.000 ISK.

Deductible: 65.000 ISK

Theft Protection (TP):

Theft protection (TP) covers theft of the rented vehicle.

Deductible: 0 ISK

Gravel Protection (GP):

Gravel protection (GP) covers damages to windscreen, headlights, front bumper, mirrors, the hood or any other part of the car when gravel or rocks get thrown on, at or into the vehicle by another car, machine or person. Gravel protection doesn't cover damage to the radiator or the engine.

Deductible: 0 ISK

Sand and Ash Protection (SAP):

No regular car insurance covers damage from ash or sandstorm. The damage to paint, glass and plastic parts can be very costly, up to ISK 1.500.000. The sand and ash protection covers those damages.

Deductible: 0 ISK

This insurnace plan does not cover: damages to the chassis of the vehicle, damages to tires/wheels, water damages, damages to engine, radiator or transmission, towing fee, damages, damages done by animals, intentional damages or damages due to gross negligence on the part of the driver, damages resulting from the driver being under the influence of alcohol, stimulants or sedatives, or in any other way incapable of driving the vehicle in a safe manner.


Platinum Insurance Plan (Gold Insurnace + PCDW + TI + RCI)

The Platinum Insurance includeds all insurances in the Gold Insurnace Package (CDW, TP, GP, SAP).  Also you get:

 

Platinum Collision Damage Waiver (PCDW):

The Platinum Collision Damage Waiver (GCDW) is the same insurnace as the CDW but the deductible amount is 0 ISK instead of 360.000 ISK.

The PCDW also covers damages to chassis of the vehicle, damages done by animals

Deductible: 0 ISK

Tire Insurnace (TI):

The tire insurnace covers the tires and the wheels. 

Deductible: 0 ISK

River Crossing Protection (RCP):

This insurnace only applies to 4x4 cars as 2wd cars are not sutiable for river crossing or higland driving. The river crossing insurance covers all water damages, damages to the engine, transmission and radiator.

Deductible: 0 ISK

This insurnace plan does not cover: intentional damages or damages due to gross negligence on the part of the driver, damages resulting from the driver being under the influence of alcohol, stimulants or sedatives, or in any other way incapable of driving the vehicle in a safe manner.